MICR Code: 400013192

Bank: Bank of India
IFSC Code: Bkid0001261
MICR Code: 400013192
Address: Raj Heritage Plot No 183 Shop No 6 7 8 9 Ground Floor Sector 19 Ulwe Tal Panvel 410206
City: Raigad
District: Panvel
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400013192.

  • In this case first three codes 400 is city code and it represents city Raigad.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 192 represents branch. In our case branch is located at address Raj Heritage Plot No 183 Shop No 6 7 8 9 Ground Floor Sector 19 Ulwe Tal Panvel 410206.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.