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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Bank of India
  4. Maharashtra
  5. Ratnagiri
  6. Ratnagiri
  7. MICR: 415013053

MICR Code: 415013053

Bank: Bank of India
IFSC Code: Bkid0001435
MICR Code: 415013053
Address: Mirjole, M.I.D.C. Building,( Common Facility Centre), Ratnagiri
City: Ratnagiri
District: Ratnagiri
State: Maharashtra

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 415013053.

  • In this case first three codes 415 is city code and it represents city Ratnagiri.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 053 represents branch. In our case branch is located at address Mirjole, M.I.D.C. Building,( Common Facility Centre), Ratnagiri.

How to find micr code (for example 415013053) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.