MICR Code: 415013564

Bank: Bank of India
IFSC Code: Bkid0001481
MICR Code: 415013564
Address: Riddhi- Siddhi Bldg. House No.502, At: Jakadevipost: Khalgaon, Taluka & Dist. Ratnagiri
City: Ratnagiri
District: Ratnagiri
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 415013564.

  • In this case first three codes 415 is city code and it represents city Ratnagiri.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 564 represents branch. In our case branch is located at address Riddhi- Siddhi Bldg. House No.502, At: Jakadevipost: Khalgaon, Taluka & Dist. Ratnagiri.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.