MICR Code: 402013528

Bank: Bank of India
IFSC Code: Bkid0001252
MICR Code: 402013528
Address: 1533 Suman Apartment, Ward No.6 Shanti Nagar, Tal - Roha
City: Roha (Dist Raigad)
District: Roha (Dist Raigad)
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 402013528.

  • In this case first three codes 402 is city code and it represents city Roha (Dist Raigad).
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 528 represents branch. In our case branch is located at address 1533 Suman Apartment, Ward No.6 Shanti Nagar, Tal - Roha.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.