MICR Code: 400013061

Bank: Bank of India
IFSC Code: Bkid0000072
MICR Code: 400013061
Address: Shri Sai Shradha Complex,1 St Floor, Shiv Mandir Road, Ambarnath, Thane
City: Thane
District: Thane
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400013061.

  • In this case first three codes 400 is city code and it represents city Thane.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 061 represents branch. In our case branch is located at address Shri Sai Shradha Complex,1 St Floor, Shiv Mandir Road, Ambarnath, Thane.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.