MICR Code: 400013191

Bank: Bank of India
IFSC Code: Bkid0000195
MICR Code: 400013191
Address: Unit N 003 Lodha Xperia Opp Lodha World School Near Khidkaleshwar Temple Kalyan Shil Road Palava
City: Thane
District: Thane
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400013191.

  • In this case first three codes 400 is city code and it represents city Thane.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 191 represents branch. In our case branch is located at address Unit N 003 Lodha Xperia Opp Lodha World School Near Khidkaleshwar Temple Kalyan Shil Road Palava.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.