MICR Code: 400013193
Bank: Bank of India |
IFSC Code: Bkid0000198 |
MICR Code: 400013193 |
Address: Shop No 3 Ground Floor Sai Ramkrishna Apartment Ganga Road Shahapur Tal Shahapur 421601 |
City: Thane |
District: Thane |
State: Maharashtra |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 400013193.
- In this case first three codes 400 is city code and it represents city Thane.
- Next three characters 013 represents bank Bank of India.
- Remaining characters which are 193 represents branch. In our case branch is located at address Shop No 3 Ground Floor Sai Ramkrishna Apartment Ganga Road Shahapur Tal Shahapur 421601.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.