MICR Code: 144013003
| Bank: Bank of India |
| IFSC Code: Bkid0006405 |
| MICR Code: 144013003 |
| Address: 89- Bhagwan Mahavir Margbmc Chowk, Jalandhar 144 001, |
| City: Jallandhar |
| District: Jallandhar |
| State: Punjab |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 144013003.
- In this case first three codes 144 is city code and it represents city Jallandhar.
- Next three characters 013 represents bank Bank of India.
- Remaining characters which are 003 represents branch. In our case branch is located at address 89- Bhagwan Mahavir Margbmc Chowk, Jalandhar 144 001,.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details
I hope this clears doubts.