MICR Code: 144013102

Bank: Bank of India
IFSC Code: Bkid0006390
MICR Code: 144013102
Address: Jaskirat Complex, Jalandhar Roaddistt. Kapurthala
City: Kapurthala
District: Kapurthala
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 144013102.

  • In this case first three codes 144 is city code and it represents city Kapurthala.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 102 represents branch. In our case branch is located at address Jaskirat Complex, Jalandhar Roaddistt. Kapurthala.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.