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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Bank of India
  4. Punjab
  5. Ludhiana
  6. Ludhiana
  7. MICR: 142013054

MICR Code: 142013054

Bank: Bank of India
IFSC Code: Bkid0006363
MICR Code: 142013054
Address: V.P.O. Gidderwindi, Tehsil Jagraon, Distt. Ludhiana
City: Ludhiana
District: Ludhiana
State: Punjab

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 142013054.

  • In this case first three codes 142 is city code and it represents city Ludhiana.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 054 represents branch. In our case branch is located at address V.P.O. Gidderwindi, Tehsil Jagraon, Distt. Ludhiana.

How to find micr code (for example 142013054) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.