MICR Code: 160013019

Bank: Bank of India
IFSC Code: Bkid0006588
MICR Code: 160013019
Address: Vpo Mullanpur Garibdas, Dist. Sas Nagarmohali, Punjab
City: Mohali
District: Mohali
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 160013019.

  • In this case first three codes 160 is city code and it represents city Mohali.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 019 represents branch. In our case branch is located at address Vpo Mullanpur Garibdas, Dist. Sas Nagarmohali, Punjab.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.