MICR Code: 147013005

Bank: Bank of India
IFSC Code: Bkid0006554
MICR Code: 147013005
Address: Sco - 6 Choti Barandarithe Mall, Patiala
City: Patiala
District: Patiala
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 147013005.

  • In this case first three codes 147 is city code and it represents city Patiala.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 005 represents branch. In our case branch is located at address Sco - 6 Choti Barandarithe Mall, Patiala.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.