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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Bank of India
  4. Punjab
  5. Phagwara
  6. Phagwara
  7. MICR: 144013208

MICR Code: 144013208

Bank: Bank of India
IFSC Code: Bkid0006391
MICR Code: 144013208
Address: G. T. Road Phagwaradistt Kapurthala
City: Phagwara
District: Phagwara
State: Punjab

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 144013208.

  • In this case first three codes 144 is city code and it represents city Phagwara.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 208 represents branch. In our case branch is located at address G. T. Road Phagwaradistt Kapurthala.

How to find micr code (for example 144013208) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.