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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Bank of India
  4. Punjab
  5. Phillaur
  6. Phillaur
  7. MICR: 144013702

MICR Code: 144013702

Bank: Bank of India
IFSC Code: Bkid0006415
MICR Code: 144013702
Address: Noormahal Roadphillaur Distt Jalandhar
City: Phillaur
District: Phillaur
State: Punjab

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 144013702.

  • In this case first three codes 144 is city code and it represents city Phillaur.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 702 represents branch. In our case branch is located at address Noormahal Roadphillaur Distt Jalandhar.

How to find micr code (for example 144013702) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.