MICR Code: 232013102

Bank: Bank of India
IFSC Code: Bkid0006913
MICR Code: 232013102
Address: Parmar Bhavangrand Trunk Road, Moghal Sarai
City: Moghal Sarai
District: Moghal Sarai
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 232013102.

  • In this case first three codes 232 is city code and it represents city Moghal Sarai.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 102 represents branch. In our case branch is located at address Parmar Bhavangrand Trunk Road, Moghal Sarai.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.