MICR Code: 246013302

Bank: Bank of India
IFSC Code: Bkid0007162
MICR Code: 246013302
Address: Chaudhary Complex, Kotwali- Kotdwar Roadnajibabad- Up-246763 Dist- Bijnor
City: Najibabad
District: Najibabad
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 246013302.

  • In this case first three codes 246 is city code and it represents city Najibabad.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 302 represents branch. In our case branch is located at address Chaudhary Complex, Kotwali- Kotdwar Roadnajibabad- Up-246763 Dist- Bijnor.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.