MICR Code: 712013203

Bank: Bank of India
IFSC Code: Bkid0004364
MICR Code: 712013203
Address: Rajbari Tarakeswar Estate,P.O - Tarakeswar, Dist- Hooghly
City: Hoogly
District: Hoogly
State: West Bengal

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 712013203.

  • In this case first three codes 712 is city code and it represents city Hoogly.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 203 represents branch. In our case branch is located at address Rajbari Tarakeswar Estate,P.O - Tarakeswar, Dist- Hooghly.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.