MICR Code: 742013501

Bank: Bank of India
IFSC Code: Bkid0005080
MICR Code: 742013501
Address: Jhilli Grampanchayat Building Ps Khargram
City: Murshidabad
District: Khargram
State: West Bengal

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 742013501.

  • In this case first three codes 742 is city code and it represents city Murshidabad.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 501 represents branch. In our case branch is located at address Jhilli Grampanchayat Building Ps Khargram.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.