MICR Code: 700013046

Bank: Bank of India
IFSC Code: Bkid0004038
MICR Code: 700013046
Address: 15 C/109, Seal Lanekolkata - 700 015.
City: Kolkata
District: Kolkata
State: West Bengal

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 700013046.

  • In this case first three codes 700 is city code and it represents city Kolkata.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 046 represents branch. In our case branch is located at address 15 C/109, Seal Lanekolkata - 700 015..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.