MICR Code: 734013005

Bank: Bank of India
IFSC Code: Bkid0004349
MICR Code: 734013005
Address: 32, Hill Cart Road, Ward No. 2,P O :- Pradhan Nagar, Dist. Darjeeling
City: Mallguri (Distt Darjeeling) Wb
District: Mallguri (Distt Darjeeling) Wb
State: West Bengal

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 734013005.

  • In this case first three codes 734 is city code and it represents city Mallguri (Distt Darjeeling) Wb.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 005 represents branch. In our case branch is located at address 32, Hill Cart Road, Ward No. 2,P O :- Pradhan Nagar, Dist. Darjeeling.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.