MICR Code: 731013202

Bank: Bank of India
IFSC Code: Bkid0004296
MICR Code: 731013202
Address: Laxmi Janardan Marketsainthia, Dist - Birbhum
City: Sainthia
District: Sainthia
State: West Bengal

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 731013202.

  • In this case first three codes 731 is city code and it represents city Sainthia.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 202 represents branch. In our case branch is located at address Laxmi Janardan Marketsainthia, Dist - Birbhum.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.