MICR Code: 415014000

Bank: Bank of Maharashtra
IFSC Code: Mahb0000451
MICR Code: 415014000
Address: Shivakripa Complex, Maruti Mandir, Ratnagiri 415612
City: Ratnagiri
District: Ratnagiri
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 415014000.

  • In this case first three codes 415 is city code and it represents city Ratnagiri.
  • Next three characters 014 represents bank Bank of Maharashtra.
  • Remaining characters which are 000 represents branch. In our case branch is located at address Shivakripa Complex, Maruti Mandir, Ratnagiri 415612.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.