MICR Code: 415014007

Bank: Bank of Maharashtra
IFSC Code: Mahb0000008
MICR Code: 415014007
Address: Saraswati Gajanan Smruti , Subhash Rd, Ratnagiri 415 612
City: Ratnagiri
District: Ratnagiri
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 415014007.

  • In this case first three codes 415 is city code and it represents city Ratnagiri.
  • Next three characters 014 represents bank Bank of Maharashtra.
  • Remaining characters which are 007 represents branch. In our case branch is located at address Saraswati Gajanan Smruti , Subhash Rd, Ratnagiri 415 612.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.