MICR Code: 400014096

Bank: Bank of Maharashtra
IFSC Code: Mahb0000094
MICR Code: 400014096
Address: Gram Panchayat Bldg, Agashi Rd, Near Rly Stn, Virar 401303
City: Thane
District: Virar
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400014096.

  • In this case first three codes 400 is city code and it represents city Thane.
  • Next three characters 014 represents bank Bank of Maharashtra.
  • Remaining characters which are 096 represents branch. In our case branch is located at address Gram Panchayat Bldg, Agashi Rd, Near Rly Stn, Virar 401303.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.