MICR Code: 395112002
Bank: Bharat Cooperative Bank Mumbai Ltd |
IFSC Code: Bcbm0000083 |
MICR Code: 395112002 |
Address: Ground Floor, Central Bazzar, Opp. Varachha Police Station, Mini Bazar, Varachha, Surat- 395006 |
City: Surat |
District: Surat |
State: Gujarat |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 395112002.
- In this case first three codes 395 is city code and it represents city Surat.
- Next three characters 112 represents bank Bharat Cooperative Bank Mumbai Ltd.
- Remaining characters which are 002 represents branch. In our case branch is located at address Ground Floor, Central Bazzar, Opp. Varachha Police Station, Mini Bazar, Varachha, Surat- 395006.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.