MICR Code: 396112031
Bank: Bharat Cooperative Bank Mumbai Ltd |
IFSC Code: Bcbm0000072 |
MICR Code: 396112031 |
Address: Ground Floor Of Stop And Go Complex, Daman Road, Near Dabhel Check Post, Vapi, Valsad - 396191 |
City: Valsad |
District: Vapi |
State: Gujarat |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 396112031.
- In this case first three codes 396 is city code and it represents city Valsad.
- Next three characters 112 represents bank Bharat Cooperative Bank Mumbai Ltd.
- Remaining characters which are 031 represents branch. In our case branch is located at address Ground Floor Of Stop And Go Complex, Daman Road, Near Dabhel Check Post, Vapi, Valsad - 396191.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.