MICR Code: 400112055

Bank: Bharat Cooperative Bank Mumbai Ltd
IFSC Code: Bcbm0000076
MICR Code: 400112055
Address: Shop No. 7,8 And 9, Ground Floor, Ramdev Complex Chsl, Plot No.53, Sector 19, Airoli, Navi Mumbai- 400708
City: Navi Mumbai
District: Airoli
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400112055.

  • In this case first three codes 400 is city code and it represents city Navi Mumbai.
  • Next three characters 112 represents bank Bharat Cooperative Bank Mumbai Ltd.
  • Remaining characters which are 055 represents branch. In our case branch is located at address Shop No. 7,8 And 9, Ground Floor, Ramdev Complex Chsl, Plot No.53, Sector 19, Airoli, Navi Mumbai- 400708.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.