MICR Code: 400112040

Bank: Bharat Cooperative Bank Mumbai Ltd
IFSC Code: Bcbm0000057
MICR Code: 400112040
Address: Unit 1-2, Poonam Kalpavruksh, Virat Nagar, Virar West, Thane 401303
City: Thane
District: Thane
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400112040.

  • In this case first three codes 400 is city code and it represents city Thane.
  • Next three characters 112 represents bank Bharat Cooperative Bank Mumbai Ltd.
  • Remaining characters which are 040 represents branch. In our case branch is located at address Unit 1-2, Poonam Kalpavruksh, Virat Nagar, Virar West, Thane 401303.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.