MICR Code: 403209003

Bank: Citizen Credit Cooperative Bank
IFSC Code: Ccbl0goa003
MICR Code: 403209003
Address: Plot No 158, Survey No 125/2, Penha- De- Franca, Porvorim, Bardez, Goa 403521
City: Goa
District: Goa
State: Goa

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 403209003.

  • In this case first three codes 403 is city code and it represents city Goa.
  • Next three characters 209 represents bank Citizen Credit Cooperative Bank.
  • Remaining characters which are 003 represents branch. In our case branch is located at address Plot No 158, Survey No 125/2, Penha- De- Franca, Porvorim, Bardez, Goa 403521.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.