MICR Code: 400209012

Bank: Citizen Credit Cooperative Bank
IFSC Code: Ccbl0209012
MICR Code: 400209012
Address: St. Joseph's High School, Station Road, Vikhroli Mumbai 400079.
City: Greater Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400209012.

  • In this case first three codes 400 is city code and it represents city Greater Mumbai.
  • Next three characters 209 represents bank Citizen Credit Cooperative Bank.
  • Remaining characters which are 012 represents branch. In our case branch is located at address St. Joseph's High School, Station Road, Vikhroli Mumbai 400079..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.