MICR Code: 400209028

Bank: Citizen Credit Cooperative Bank
IFSC Code: Ccbl0209028
MICR Code: 400209028
Address: F-1/7, Ground Floor, Sector-5, Vashi, Navi Mumbai 400703
City: Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400209028.

  • In this case first three codes 400 is city code and it represents city Mumbai.
  • Next three characters 209 represents bank Citizen Credit Cooperative Bank.
  • Remaining characters which are 028 represents branch. In our case branch is located at address F-1/7, Ground Floor, Sector-5, Vashi, Navi Mumbai 400703.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.