MICR Code: 492054002

Bank: City Union Bank Ltd
IFSC Code: Ciub0000285
MICR Code: 492054002
Address: Old No.776, New No.70, Trunk Road, Poonamallee, Chennai 600 056
City: Thiruvallur
District: Chennai
State: Tamil Nadu

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 492054002.

  • In this case first three codes 492 is city code and it represents city Thiruvallur.
  • Next three characters 054 represents bank City Union Bank Ltd.
  • Remaining characters which are 002 represents branch. In our case branch is located at address Old No.776, New No.70, Trunk Road, Poonamallee, Chennai 600 056.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.