MICR Code: 400001001
Bank: Deposit Insurance and Credit Guarantee Corporation |
IFSC Code: Dicg0000002 |
MICR Code: 400001001 |
Address: Cob Fort |
City: Mumbai |
District: Mumbai |
State: Maharashtra |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 400001001.
- In this case first three codes 400 is city code and it represents city Mumbai.
- Next three characters 001 represents bank Deposit Insurance and Credit Guarantee Corporation.
- Remaining characters which are 001 represents branch. In our case branch is located at address Cob Fort.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.