MICR Code: 395049008

Bank: Federal Bank Ltd
IFSC Code: Fdrl0002063
MICR Code: 395049008
Address: 2/B, Gr. Floor, Sarthy Residency Surat - Kadodara Road
City: Surat
District: Kumbariya
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395049008.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 049 represents bank Federal Bank Ltd.
  • Remaining characters which are 008 represents branch. In our case branch is located at address 2/B, Gr. Floor, Sarthy Residency Surat - Kadodara Road.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.