MICR Code: 682049004

Bank: Federal Bank Ltd
IFSC Code: Fdrl0001004
MICR Code: 682049004
Address: P B No. 1927 Banerji Road Ernakulam North Kochi
City: Ernakulam
District: Ernakulam
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 682049004.

  • In this case first three codes 682 is city code and it represents city Ernakulam.
  • Next three characters 049 represents bank Federal Bank Ltd.
  • Remaining characters which are 004 represents branch. In our case branch is located at address P B No. 1927 Banerji Road Ernakulam North Kochi.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.