MICR Code: 682049040

Bank: Federal Bank Ltd
IFSC Code: Fdrl0001371
MICR Code: 682049040
Address: Crystal Towers M C Road, Ernakulam Dist
City: Ernakulam
District: Kalady
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 682049040.

  • In this case first three codes 682 is city code and it represents city Ernakulam.
  • Next three characters 049 represents bank Federal Bank Ltd.
  • Remaining characters which are 040 represents branch. In our case branch is located at address Crystal Towers M C Road, Ernakulam Dist.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.