MICR Code: 682049022

Bank: Federal Bank Ltd
IFSC Code: Fdrl0001421
MICR Code: 682049022
Address: Syda Building, Opposite To Ignou Kaloor Kadavanthara Road, Kaloor
City: Ernakulam
District: Kochi
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 682049022.

  • In this case first three codes 682 is city code and it represents city Ernakulam.
  • Next three characters 049 represents bank Federal Bank Ltd.
  • Remaining characters which are 022 represents branch. In our case branch is located at address Syda Building, Opposite To Ignou Kaloor Kadavanthara Road, Kaloor.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.