MICR Code: 676049102

Bank: Federal Bank Ltd
IFSC Code: Fdrl0001427
MICR Code: 676049102
Address: Vee Pee Tower Kottakkal (P.O) Malappuram Dist Kl
City: Malappuram
District: Kottakkal
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 676049102.

  • In this case first three codes 676 is city code and it represents city Malappuram.
  • Next three characters 049 represents bank Federal Bank Ltd.
  • Remaining characters which are 102 represents branch. In our case branch is located at address Vee Pee Tower Kottakkal (P.O) Malappuram Dist Kl.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.