MICR Code: 686049304

Bank: Federal Bank Ltd
IFSC Code: Fdrl0001910
MICR Code: 686049304
Address: Kokkatt Building, Opp. St. Marys Forane Church Bharananganam
City: Kottayam
District: Kottayam
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 686049304.

  • In this case first three codes 686 is city code and it represents city Kottayam.
  • Next three characters 049 represents bank Federal Bank Ltd.
  • Remaining characters which are 304 represents branch. In our case branch is located at address Kokkatt Building, Opp. St. Marys Forane Church Bharananganam.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.