MICR Code: 689049801

Bank: Federal Bank Ltd
IFSC Code: Fdrl0001205
MICR Code: 689049801
Address: Sreepadam Buildings P B No. 1 Thiruvanvandoor
City: Alapuzha
District: Thiruvanvandoor
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 689049801.

  • In this case first three codes 689 is city code and it represents city Alapuzha.
  • Next three characters 049 represents bank Federal Bank Ltd.
  • Remaining characters which are 801 represents branch. In our case branch is located at address Sreepadam Buildings P B No. 1 Thiruvanvandoor.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.