MICR Code: 695049012

Bank: Federal Bank Ltd
IFSC Code: Fdrl0001022
MICR Code: 695049012
Address: Kms Complex, Vizhinjam Junction Thiruvananthapuram District
City: Thiruvananthapuram
District: Vizhinjam
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 695049012.

  • In this case first three codes 695 is city code and it represents city Thiruvananthapuram.
  • Next three characters 049 represents bank Federal Bank Ltd.
  • Remaining characters which are 012 represents branch. In our case branch is located at address Kms Complex, Vizhinjam Junction Thiruvananthapuram District.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.