MICR Code: 400049039
Bank: Federal Bank Ltd |
IFSC Code: Fdrl0002129 |
MICR Code: 400049039 |
Address: Shop No.8-13, Prem Amber Building, Plot No.5 Sector-16, Navi Mumbai |
City: Raigad |
District: Kamothe |
State: Maharashtra |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 400049039.
- In this case first three codes 400 is city code and it represents city Raigad.
- Next three characters 049 represents bank Federal Bank Ltd.
- Remaining characters which are 039 represents branch. In our case branch is located at address Shop No.8-13, Prem Amber Building, Plot No.5 Sector-16, Navi Mumbai.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.