MICR Code: 440049002

Bank: Federal Bank Ltd
IFSC Code: Fdrl0001339
MICR Code: 440049002
Address: Lower Ground Floor Pushp Kunj Complex 20 Central Bazaar Road
City: Nagpur
District: Nagpur
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 440049002.

  • In this case first three codes 440 is city code and it represents city Nagpur.
  • Next three characters 049 represents bank Federal Bank Ltd.
  • Remaining characters which are 002 represents branch. In our case branch is located at address Lower Ground Floor Pushp Kunj Complex 20 Central Bazaar Road.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.