MICR Code: 400312053

Bank: G P Parsik Bank
IFSC Code: Pjsb0000059
MICR Code: 400312053
Address: Shop No 18 To 21, Ground Flr, C Wing, Om Residency, Lodha Heaven, Kalyan Shil Road, Katai- Nilje, Tal Kalyan, Dist. Thane - 421204
City: Thane
District: Kalyan
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400312053.

  • In this case first three codes 400 is city code and it represents city Thane.
  • Next three characters 312 represents bank G P Parsik Bank.
  • Remaining characters which are 053 represents branch. In our case branch is located at address Shop No 18 To 21, Ground Flr, C Wing, Om Residency, Lodha Heaven, Kalyan Shil Road, Katai- Nilje, Tal Kalyan, Dist. Thane - 421204.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.