MICR Code: 400312049

Bank: G P Parsik Bank
IFSC Code: Pjsb0000050
MICR Code: 400312049
Address: Shop No.1& 2, Ground Floor, Hareshwar Paradise, Kandarpada, New Link Road, Dahisar West, Tal. Borivali, Mumbai -400068
City: Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400312049.

  • In this case first three codes 400 is city code and it represents city Mumbai.
  • Next three characters 312 represents bank G P Parsik Bank.
  • Remaining characters which are 049 represents branch. In our case branch is located at address Shop No.1& 2, Ground Floor, Hareshwar Paradise, Kandarpada, New Link Road, Dahisar West, Tal. Borivali, Mumbai -400068.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.