MICR Code: 400312039

Bank: G P Parsik Bank
IFSC Code: Pjsb0000039
MICR Code: 400312039
Address: Vimal Smruti, Ground Floor, Plot No 467 B Sector-22, Turbhe, Navi Mumbai 400703
City: Thane
District: Turbhe
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400312039.

  • In this case first three codes 400 is city code and it represents city Thane.
  • Next three characters 312 represents bank G P Parsik Bank.
  • Remaining characters which are 039 represents branch. In our case branch is located at address Vimal Smruti, Ground Floor, Plot No 467 B Sector-22, Turbhe, Navi Mumbai 400703.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.