MICR Code: 522240542

Bank: HDFC Bank
IFSC Code: Hdfc0002478
MICR Code: 522240542
Address: Hdfc Bank Ltd., Door No. 27-29 Ground Floor, Lawyer's Street Kothapeta, Vinukonda, Guntur Andhra Pradesh 522647
City: Guntur
District: Vinukonda
State: Andhra Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 522240542.

  • In this case first three codes 522 is city code and it represents city Guntur.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 542 represents branch. In our case branch is located at address Hdfc Bank Ltd., Door No. 27-29 Ground Floor, Lawyer's Street Kothapeta, Vinukonda, Guntur Andhra Pradesh 522647.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.