MICR Code: 782240501

Bank: HDFC Bank
IFSC Code: Hdfc0001992
MICR Code: 782240501
Address: Hdfc Bank Ltd J.K Kedia Raod Hojai Pin 782435
City: Nagaon
District: Hojai
State: Assam

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 782240501.

  • In this case first three codes 782 is city code and it represents city Nagaon.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 501 represents branch. In our case branch is located at address Hdfc Bank Ltd J.K Kedia Raod Hojai Pin 782435.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.