MICR Code: 781240018

Bank: HDFC Bank
IFSC Code: Hdfc0004436
MICR Code: 781240018
Address: 113 B K Kakati Road Ulubari Guwahati Guwahati Assam781007
City: Bongaigaon
District: Ulubari
State: Assam

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 781240018.

  • In this case first three codes 781 is city code and it represents city Bongaigaon.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 018 represents branch. In our case branch is located at address 113 B K Kakati Road Ulubari Guwahati Guwahati Assam781007.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.