MICR Code: 854240302

Bank: HDFC Bank
IFSC Code: Hdfc0002171
MICR Code: 854240302
Address: Hdfc Bank Ltd Netaji Market Subhash Chownk Forbesganj Bihar
City: Araria
District: Forbesganj
State: Bihar

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 854240302.

  • In this case first three codes 854 is city code and it represents city Araria.
  • Next three characters 240 represents bank HDFC Bank.
  • Remaining characters which are 302 represents branch. In our case branch is located at address Hdfc Bank Ltd Netaji Market Subhash Chownk Forbesganj Bihar.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.